Home insurance options in Ohio
- Free
- No signup
- No phone number needed
We don't have providers to show for Ohio right now.
Coverage availability changes often. Try another coverage type — these have providers available now.
Questions about the site? Contact us.
Providers you may recognize
Get covered in 3 steps
Step 1
Compare providers
Answer a few optional questions or skip straight to the list, then see providers available in your state, side by side.
Step 2
Free quotes
Comparing is always free. You choose which providers you want to hear from.
Step 3
Get covered
Continue to the provider you pick and finish your quote directly with them.
Frequently asked questions
A standard homeowners policy generally covers the structure of your home, other structures on the property, your personal belongings, liability if someone is injured on your property, and additional living expenses if a covered loss makes your home uninhabitable.
Insurers commonly consider the age, size, and construction of the home, the age and material of the roof, the cost to rebuild, your claims history, the deductible you choose, distance to a fire hydrant and fire station, and local risks like wind, hail, or wildfire.
Usually not. Flood damage and earthquake damage are typically excluded from standard homeowners policies and are bought as separate policies or endorsements. If you're in a higher-risk area, ask about both specifically.
Most guidance centers on insuring the home for what it would cost to rebuild, which is not the same as its market value or what you paid for it. Personal property and liability limits are usually set separately.
The deductible is the amount you pay out of pocket on a covered claim before the insurer pays. A higher deductible generally lowers your premium, but it means more cost to you when you file a claim.